Prepaid Legal Plans
Prepaid legal plans resemble legal insurance, but they are not insurance. A prepaid legal plan is a contract that wherein the legal provider agrees to provide certain legal services through a network of attorneys. This is great for your basic legal needs and unforeseen legal expenses. Most prepaid legal plans require a monthly payment or subscription and provide a list of covered benefits. We hope the chart below will help you compare the best prepaid legal plan providers so you can select the the plan that best suits your situation.
- Ranking
- Individual Plan
- Business Plan
- In Business Since
- Total Customers
- BBB Accredited
- Attorney Network
- Attorney Consultations
- Estate Planning
- Document Review
- Letter Writing
- Trial Defense
- Neat Extras
- See our Full Review
LegalShield
$24.95
per month
#1
- $24.95/month
- ...for less than 10 employees. $89 for less than 50 employees. $149 up to 100 employees.$39/month
- 1969
- 3.3MM+
- LegalShield’s dedicated law firms employ 1,900 attorneys in 49 states and four provinces in Canada, as well as an additional 5,000 referral attorneys. This large network helps ensure members receive assistance in a variety of legal matters. In addition, LegalShield’s lawyers average 20 years of experience.
- 25% discount on attorneys fees when an attorney in the network is required and the scope of the work is outside of the plan benefits.
- LegalShield Members can download a free mobile app for 24/7 help with covered legal issues, such as traffic tickets or arrests.Mobile App
- Our Review
RocketLawyer
$39.95
per month
#2
- 20% less if paid annually$39.95/month
- 20% less if paid annually$49.95/month
- 2008
- 900K+
- Rocket Lawyer offers Document Defense as a free membership benefit, enabling you to request assistance from a Rocket Lawyer On Call® attorney, if and when you need it.Document Defense
- Our Review
LegalZoom
$9.99
per month
#3
- $9.99/month
- $31.25/month
- 2001
- 3.6MM+
- Peace of Mind Review
- Our Review
US Legal
$19.95
per month
#4
- $19.95/month
- $29.95/month
- 1997
- 3MM+
- Free Previews
- Our Review
Editor’s Pick (Best Prepaid Legal Plan): LegalShield
See our Review of LegalShield's Prepaid Legal Plans for an in-depth analysis of our selection for best legal plan.
Individual vs Business Plans
Some prepaid legal plans are geared towards individual subscribers and others are designed for businesses. Most prepaid legal plans differentiate between these two categories and have different pricing and benefits for an individual prepaid legal plan and a corporate or professional plan.
Attorney Consultations
One of the biggest benefits to a prepaid legal plan is the ability to speak with an attorney. Most prepaid legal plans will include the ability to speak with an attorney at no charge. These consultations will undoubtedly be restricted in time and scope, but the ability to speak with a knowledgeable attorney is a great benefit.
Network of Attorneys
Did you know that one in three Americans thinks lawyers contribute nothing or very little to society? One issue that surely contributes to this statistic is not knowing the right attorney to contact for the specific issue at hand. If one could talk to the correct attorney, would they feel differently?
Many consumers do not have an attorney, much less a good attorney, that they can call when in need. Most attorneys are specialist and can only help with a narrow set of legal problems. Some prepaid legal plans come with a network of attorneys from a variety of backgrounds and specialties. The benefit of being able to tap into an attorney network is knowing you can consult with a vetted attorney that has expertise in the area of law in which you need assistance.
Divorce Forms
If you can follow instructions, you can represent yourself in an uncontested divorce. There are many online divorce services that provide divorce forms to those of you that don’t want to pay an attorney to handle your uncontested divorce.
Incorporation
Business formation attorneys have historically represented individuals in the business formation process. However, many online business incorporation websites now facilitate business formations without the necessity of hiring an attorney.
Estate Planning
Online wills and trusts have become a very popular alternative to estate planning attorneys. An online industry has filled the demand for a low cost alternative when it comes to handling your estate and preparing a Last Will and Testament.
Trademarks
The name of your business is very important and should be protected nationally with a federal trademark. Online trademark companies are a popular way to complete the trademark application process without hiring a lawyer.