LegalShield Review

The LegalShield Individual Legal Plan ($24.95/month) covers the member, their spouse and dependent children under the age of 18 (the member’s child can keep coverage until until age 26 if unmarried and living with the member). This plan includes:

1. toll-free phone consultations with your Provider Law Firm for any personal legal matter even on pre-existing conditions;
2. A phone call or letter on an attorney’s letterhead can help you get the results you need;
3. Review of an unlimited number of documents of up to fifteen (15) pages each;
4. After-hours legal consultations for covered legal emergencies such as: if you’re arrested or detained, if you’re seriously injured, if you’re served with a warrant, or if the state tries to take your child(ren);
5. Assistance if you or your spouse are named defendant or respondent in a covered civil action suit (aka “trial defense”). Some services are unlimited and some have hourly limits.

Unlike most prepaid legal providers, LegalShield does not enforce a cap on attorney consultation call time. Many other providers limit calls to 30 minutes. Another unique benefit is the ability to call attorneys for pre-existing matters. Most competitors only allow unlimited calls for new matters. This is a key differentiator.

In addition to the services listed above, the following legal services are included in Personal Legal Plans:

• Standard Will Preparation
• Living Will/Medical Directive
• Residential Loan Documents
• Motor vehicle related criminal charge assistance
• Letters on Your Behalf
• Uncontested name change
• Uncontested adoption assistance
• Uncontested divorce or annulment assistance
• IRS Audit legal services

Gun Owners Supplement (+$12.95/month)

Phone consultation on an unlimited number of gun owner topics. 24-hour access to legal consultation after use of a firearm in a firearm incident. One NFA Gun Trust prepared for a flat fee of $250.

Ride Share and Delivery Supplement (+$12.95/month)

If you use an automobile, pick-up truck or van solely owned and operated by you for transporting or delivering people, items or products for income producing legal activities you may need legal advice, traffic services and want to add the Ride Share and Delivery Supplement.

Trial Defense Supplement (+$12.95/month)

Trials are expensive and time consuming. LegalShield has a Trial Defense Supplement to provide an additional 100 hours of trial defense, 75 hours of trial time and 25 hours of pre-trial time, each year of your membership.

Home Business Supplement (+$12.95/month)

If you own a home business, are a consultant or have a rental property, you may need business legal advice and want to add the Home Business Supplement.

• Phone consultation on an unlimited number of business topics, even on pre-existing conditions;
• Up to three business contracts or documents (15 pages or less) reviewed per month (documents relating to court proceedings);
• Up to 6 letters/ calls per year (one per subject matter);
• Up to three initial debt collection letters per month;
• Two thirty minute consultations per year;
• Topics include out-of-state business and these specialty areas of law: Employment, Tax, Securities, Intellectual Property, International Law, Import/ Export, Antitrust, Immigration;
• IRS Audit services include Schedule C and E (attached to member’s personal tax return);
• 25% off additional legal services that extend beyond plan coverage.

This is a general overview of your legal plan coverage for illustration purposes only. The benefits described are not available in all states and Canadian provinces. See a plan contract for complete terms, coverage, amounts, conditions and exclusions.

LegalShield’s Small Business Legal Plans cover small businesses with 100 or fewer employees. The price of the Small Business Legal Plan depends on the number of employees (between $39/month and $149/month depending on number of employees).

LegalShield Small Business Legal Plans include the following benefits:

• Legal Consultation – Telephone consultation on unlimited matters concerning your business; with up to 1 hour of legal research per matter;
• Correspondence – 20 to 40 calls or letters per year depending on your plan;
• Document and Contract Review – 20 to 40 contracts/documents reviewed per year (up to 15 pages each);
• Debt Collection Letters – 5 to 15 separate initial collection letters per month;
• Trial Defense Services* – Assistance when your business is named defendant or respondent in a covered civil action filed in court which is related to business activities (Up to 75 total hours, including up to 15 hours for pre-trial work);
• Reduced Contingency Fee Service* – Up to a 5% discount from the Provider Lawyer’s standard contingency fee;
• Preferred Discount – 25% off additional legal services, litigation representation and other legal work within your business state is available at a 25% discount from the Lawyer’s corporate hourly rate.

*not available on cheapest plan.

Identity Theft Plans from IDShield are available to individuals ($13.95/month) or for your entire family ($26.95/month). You get consultations, alerts and notifications, privacy monitoring, black market website surveillance, social media monitoring, address change verification, court records monitoring, credit monitoring, credit score monitoring, IDShield Vault, and identity restoration including licensed investigators.

For $32.95/month, you can get tragic accident representation, license reinstatement, moving violations, DOT and non-moving violations, property damage collection, personal injury collection. For a little more ($44.95/month), you'll get additional coverage for issues related to Logbook, Overheight, Hazardous material, Equipment violations, Overlength, Overwidth.